R/bogelheads is a subreddit dedicated to discussing Jack Bogel’s investment strategy. (For those of you under a rock, Jack Bogel is the founder of Vanguard, a pioneer of the index fund.) Genuinely: why does this subreddit exist? Bogel’s investment philosophy is as simple as it gets: consistently buy low-cost index funds periodically for a very long time. What else is there to talk about? R/Bogelheads should consist of one single pinned post outlining that exact strategy, and nothing else.
Same with r/personalfinance. What can there possibly be to talk about when personal finance can be boiled down to a single sentence: spend less than you make, save and invest the difference.
Same with r/fitness. Go move some weights every few days, consistently for a very long time. That’s it. Gyms have not changed, nor has barbells and dumbbells.
I think we get mired in discussions on the margins, seeking ever more nuanced information, rather than doing the damn thing. Or, we’re already doing the damn thing, but we want to keep ingesting information about that particular subject as some sort of feel-good pacifier. You only need one podcast with David Goggins as guest to know that you should get off your ass. Finding 10 more just like it with essentially the same information is just procrastinating.
Once you know the secrets, you can leave! Rather than scrolling through the same information day after day, that time is better spent doing something else. It can even be for leisure! Go start a new streaming TV series. Go play some video games. Go hang out with your actual friends and family.
This sign gets it!