Long-form

Long-form blog posts and editorials. Topics cover both personal and the world at large. 

I'm here so I won't get fined - 10 things I think

10 THINGS I THINK

1. You'd think after nearly a decade of driving I should've got down the whole placement of the feet in relations to the pedals. Unfortunately, turns out I've been doing it incorrectly this entire time. Instead of placing the heel of my right foot in between the accelerator and brake pedal, I placed it to the left of the brake pedal.

No wonder often times I feel like I don't have enough leverage in operating the go-pedal: I had to overextend the pivot every single time. Now that I've corrected this ergonomic mistake, it's like discovering the joy of driving all over again. 

2. Bicyclists need to figure out exactly what they want to be classified as: a mode of transport akin to a motor vehicle, or something more akin to walking pedestrians. It seems most would prefer the former, in which case I say all bikes should follow the same rules as cars. That means you, the cyclists, don't get to take shortcuts at red lights, nor can you forsake completely the right-of-way system. 

Bicyclists want to be treated like cars with full rights to the road, they must then act like one, too - at all times. 

3. In some ways I'm quite pissed the MK7 Volkswagen Golf range garnered all sorts of accolades from the North American automotive press. It seems everybody had forgotten that Americans got our hands of the MK7 Golf some year and a half after our cousins over in Europe. There's no reasonable explanation the largest automotive market on the planet essentially got the MK7 Golf last. I don't think Volkswagen should then be rewarded for it with all the awards.

4. I'm so excited about Top Gear UK's return to the televisions after a year hiatus - and a 10 episodes series at that. Sundays are going to be an absolutely blast for the next nine weeks. I'm most looking forward to the one where Richard is absconded on some remote Arctic mountain up in Canada, and the only rescue due to arrive is Jeremy and James in American pickup trucks.

5. I wonder the logic and brain machination that went on in the head of the person who first decided it would be an excellent idea to go racing for twenty four straight hours. It must have been absolutely brilliant - and quite bonkers, for sure. The ultimate test of machine and man: the likes of Rolex 24, Le Mans 24, Nurburgring 24, and Spa 24. It's on my personally lists to attend one if not all of those races in the future. 

6. Tax time is the only time I'm fiercely Republican. Why is the government trying to take my money?! Alas, I can only take solace in the fact capital gains are only taxed at 15%. 

7. Klay Thompson scoring 37 points in a quarter has got to be the ultimate "is this real life?" situation ever. Heck, not even in the easiest of modes in the 2K game can you shoot and score like he did in that game. I've been watching basketball for almost two decades and that performance was something spectacularly never before seen.

On a side note, how did the Warriors end up with the two best-shooting guards in the league and they're both the lightest skin brother you'll ever meet. It's hilarious. 

8. Why don't Japanese automotive marques offer Japanese delivery on their cars that are manufacturers there? European marques have been offering European delivery for the longest time. I definitely would have opted for it when I purchased the STI if the choice were available to fly to Japan, pick the car up at the Gunma factory, and drive round/sight-see the island country for a few weeks. 

Opportunity lost for the likes of Nissan, Toyota, and Honda is what I see. 

9. I'm kidding when I say the news of SkyMall closing down operations is the first instance I've heard of the name SkyMall. The only mall in the sky I patronize is the wonderful Amazon.

10. Looking back at pictures I took during 2013 and 2014, I've come to the realization that for those two years I've been incredibly... lazy. I don't know what happened, but the motivation to do anything substantial seemed to have been completely sapped from me. A person should only sit in front of the television for so many straight days.

Lethargy is a heck of a thing. 

Twenty four

For me, turning 24 years old has much more meaning than the much vaunted 25, also known as the quarter century mark. Granted when I do turn 25 next year, it will occur on the very special numerical date of 12/12/12, and it is going to be awesome (not to mention my automobile insurance will take a plunge to the cheap side.) Nonetheless, I turned 24 years of age yesterday, and with the usual lack of fanfare that is my birthdays over with, it is time to write down some random thoughts on the significance (if any) of turning 24.

Well, my parents can no longer claim me as a dependent (goodbye tax deductions, sorry Mother). So while turning the age pf 21 may traditionally signaled the beginning of adulthood and all the boozed up debauchery that goes along with it, in America nothing informs you of your adultness quite like having to file your own taxes. Here is to a life long tenure of paying annual tributes to "the man". Good thing we live amongst the age of great technology where there are programs that will allow me to file my own taxes no matter how complicated things get (right, like I make enough money to even begin to talk about deductions and itemizing). You know what would have been the perfect birthday present? Turbotax. 

Being patently Chinese (it annoys me when people say something is "patently" false), I am infinitely familiar with the Chinese zodiac. In Chinese culture, each new year is represented by an animal from the zodiac, in which there are 12. Thus every 12 years the rotation starts all over again. Birthdays in multiples of 12 are quite significant because the year of the particular zodiac in which you are born will repeat itself. I was born in 1987, the year of the rabbit. During the year when i turn 12, it was the year of the rabbit once again. No surprise, 2011 is the year of the rabbit, when I turned 24. Though sadly you certainly don't receive more Lunar New Year money for being the same birth zodiac animal as the current year (disregard nearly 3000 years of culture and start a new tradition anyone?).

Age of 24 also have educational ambition implications for me. According to the what now seemed highly naive plan, I was suppose to finish graduate school at 24, because that was the plan right? Graduate from high school at 18, four years of undergrad makes 22, and 2 years of graduate school leaves us with 24 (I can only laugh). So much for that, as I am just barely past half a year finished with my undergraduate studies. Whether it was due to personal failure of character (note: lazy) or economic situations (because having enough classes to take was never a problem during my tenure at SFSU..), things just did not work out as plan. 

Not only did I finish undergrad a year late, but to make matters worse I probably won't start my graduate studies for at least another year and a half (not like I am just sitting at home twiddling my thumbs - it is a matter of the application's necessities). So at this point it looks like I won't be done with the original plan at 24 until I am 28! Now on appearance this makes it looks like I am taking up something major like anything related to a hospital or an science lab - disciplines that naturally take a relatively long period to accomplish. But no, all I am going for is a Masters in Business Administration (MBA). So perhaps I am just a bit behind the curve?

Honestly, I don't think so. As I often tell my peers, our generation will live a really long time. The natural positive progression of medical technology, dietary (well, some of us) and hygiene means barring catastrophic acts of god (that would be natural disasters for your atheists) or nuclear annihilation, me and you will be seeing plenty of each other for decades to come. This means it is perfectly okay for me to be behind schedule on my educational goals set many years ago. So what if by the time I get my masters I will be at the twilight of my twenties? My asian genes promise that I will look just the same I do today (maybe even better). 

All the being established, for me being 24 years old  means one of those life transitions (though it kind of started a bit before that.) I am indeed done with undergrad, and have joined the workforce (99% in the house). No longer do I have to slave through a day of books sand numbers and come back home and still have to think about it some more. Something inherently liberating about leaving work and not have to think about it until the next day. Time is the thing that returns a bit to you, allowing me to spend more time with important people (or you know, watching lots of television).

The perspective and focus changes a fair bit. It may be incredibly cliche, but people do start to look at and wonder about what to do with the rest of their life once they have finished their undergraduate work. It is somehow that innate sense of boundary of what is planned for you and what you will plan for yourself. Having typical Chinese parents means education all the way up to undergrad is a given, but anything after that is entirely up to me. 

So that has been the meaning of turning 24 years old. Most importantly, 24 it is just a nice round and even number - much better looking than 25. 

Proposal: how to fix the U.S. budget

Right... like that is going to happen. You know I don't even know why the US government refers to it's budget as a "budget" - everybody knows the spending will be much more than the income! As a business major I have been taught throughout the five years in the program that budgets are suppose to be balanced (not too hard right California?), meaning the outflows have to equal the inflows. No such luck with the US government, where not since the Clinton era have we even seen a positive balance between spending and income.

But what I am saying? Deficit spending is THE american tradition. Hell I have amassed a few credit cards to attest to that fact (all paid off every month in a very Chinese manner mind you). Well clearly the problem is that the US don't pay off the money it spends on credit (except for that interest payment to the "Federal" reserve, which is mighty fat), not because it does not want to, because they can't! The current government as a business don't make a profit! Never mind the fact that the body of governance in this sovereign nation leaves all its monetary matters to a PRIVATE entity (yes, THAT "Federal" reserve). Guess who is making all the profits then? Bankers and Lawyers.

No I am not going to talk about a private entity having more power than an elected government (it is thesis worthy), that is the not the point of today's post. As anybody that watch some glimmer of news knows, the US government is once again deadlock into passing a budget. The rhetoric is plastered all over the place - Liberals wants to do more spending and taxing, while the GOP wants to cut social programs and taxes for the rich and corporations (spending without taxing!). The following is my opinion on what congress should do regarding the budget.

So what happens when you are spending more than you earn (you declare bankruptcy!)? A sane person or business will naturally cut back on the spending and increase in the income to I don't know, BALANCE things out. Inevitably, congress will need to start looking at the US spending and start making some cuts, especially those that takes up a big chunk of the pie (yes California you have set a wonderful example). And the obvious first choice is...

Defense! Defense spending MUST be cut. Why are we still in the Middle East? Are we even winning? Bin Laden is most likely in Pakistan, and man I am telling you the US is going to go there and hunt... oh wait Pakistan has nukes okay never mind. I mean do you actually think US would actually invade Iraq if Sadam actually HAD nuclear weapons? All the WMD talk by the Bush administration was just smoke screen (probably the abili for W to finish the job his father started). As long as your country have nuclear weapons, the US will not dare to invade you! US is not really going to tolerate Mahmoud Ahmadinejad and all his farce if IRAN is not enriching their own uranium. The reason we and the rest of the world is turning a blind side to the human tragedy that is North Korea is because - you guess it, they have nukes. Ghadafi over at Libya (which is in the AFRICA and NOT the Middle East people, google maps is the best) is doing it wrong - should have gotten nukes then UN won't dare to impose a no fly zone. 

But come to think of it, what the heck have we been doing since World War II? What the heck is the US fighting for? Sure WWII had two nations threatening to imperialize the world, but what comes after that? Korea is still a divided country (thank you China), with the South being held hostage (next time ROK, you should think about building your capital city a little bit farther than 20 miles from the border you share with your worse enemy). Vietnam was a disaster. First gulf war did nothing. And now we have been stuck in Afghanistan and Iraq for close to a decade with no results. What the heck is the end game? Spreading democracy? What, is the UN chopped liver? the US have better things to worry about at home. Besides, the resent uprisings in the Middle East have proved that democracy is alive and well without the intervention of the US. STOP acting like you are the last bastion of democracy. 

So yes, pull out of Iraq and Afghanistan, and let the locals decide for themselves. The surrounding nations (and the Arab League) will see to it that whatever goes on inside will not affect anybody outside the borders. Besides, those two countries don't have nukes, so breath easy US. Don't give me the fighting terrorism rhetoric, as clearly the CIA and your local TSA agent is doing a fine job. As a matter of fact, pull our troops out of their stations in foreign countries. Get the fuck out of the likes of Japan (Okinawans hate you!), South Korea (right, because having troops there will prevent the North from provoking the South.. oh wait), and Germany (nobody received the memo that Hitler is dead and the wall already fell?). Cut back on manpower, while still invest in technological R&D to stay ahead of the game. Let most of the current troops retired, educate themselves (G.I. Bill!), and contribute to society in a more productive manner (because that my friends will raise the GDP).

Next on the list of cuts is everybody's favorite dead horse to beat on - Social Security and Medicare. First and foremost, it must be made clear that these are NOT entitlements (sorry GOP). These are setup to be insurance trusts - meaning they are self sustaining, and theoretically SHOULD NOT be part of any government's spending budget. In fact up until now Social Security inflows from taxation is actually HIGHER than the amount of premiums it pays out. You know that sizable amount we lose to those two programs in our paychecks every month? Well Social Security and Medicare is suppose to then invest that money into a portfolio of many different things to essentially "grow" the money. That is how these entities sustain themselves. They should not require any government money AT ALL. 

Well turns out bonds put out by the Treasury are also considered investment opportunities in the eyes of Social Security and Medicare. Guess what happens when the government is spending more than it takes in, and are looking for avenues to cover that deficit. That's right, being federal entities they are essentially impelled to invest the majority of their portfolio in government bonds. Because it is just too easy - like borrowing money from your parents. But hey this means that not only is the US borrowing heavily from China, but it is also heavily borrowing from you the working man! The only reason Social Security and Medicare is part of the spending budget is because both are government entities, nothing more. If separated out they are both self sustainable (for the time being anyways) with actual SURPLUSES,

Not honestly going to pare down Social Security and Medicare are you GOP? Again, they ARE NOT entitlements. Cutting down these programs while still borrowing from it is essentially robbing the general public! Now do those programs need reform in order to have long term sustainability? Of course (isn't the joke that my generation won't have any Social Security?)! Stop forcing them to buy treasury stock, let them invest in a diverse portfolio (like banks!) with much higher growth potential, and the problem will fix itself. But you say wait, people are living longer and longer! Social Security in the future cannot possible cover the ever enlarging retirement population (sorry Florida). The problem is not the amount of people, the problem is the COST to sustain them. And the number one cost would be - MEDICAL! Health care cost has sky rocketed in a rate much faster than increase in income. I am willing to bet a lot of it is artificial (hello big corporate drug and insurance companies!). Congress should do something about that, and I believe everything will take care of itself.

I don't think I need to mention at length about fixing the American epidemic of being FAT and its link to medical cost. 

Last thing I want to talk about in terms of cutting spending, is idiotic government subsidies and corporate tax loopholes. Why are we subsidizing things like corn? In fact, while do we have farming subsidies at all? I understand its history, but there is no reason we should still have them in this day and age. Listen, we have enough food in the US. In fact we have a SURPLUS of food (probably the only thing we have a surplus of). That on top of the fact we are a nation of eating too much! So lets make this clear - we make enough food to feed ourselves, and yet we still have subsidies to encourage food production? I understand the reason for keeping the prices low for the general public, but honestly how bad is it going to get if subsidies are done with? People will still buy gas at $4 dollars a gallon! The need for food is inelastic.

Cut subsidies to foreign countries as well. I am pretty sure it is kind of sort of not kosher under WTO regulations. But nonetheless, worry about the home first before helping other people. You don't see corporations making donations when they are not making profits (shareholders won't like that). 

So corporate tax loopholes. This one is easy to figure out. Just go look up the profits for companies like Exxon and General Electric and compare that to the amount of taxes they actually paid. It is an outrage when the US is home to many corporations with revenue that rivals some nation's GDP, yet the US is still crying poor? These corporations should be properly taxed! If a person made $250,000 a year and 33% percent of that went to taxes, there should be no reason that a corporation will have to pay the same rate, if not MORE. Come on congress, the US GDP is still plenty robust. FIx our tax codes, tax our production correctly, and just maybe we will have enough income to support our extravagant spending.

Speaking of taxes, get rid of the Bush tax cuts. How can a nation possibly justify a tax cut when we are in such debt with a negative difference between spending and income? I understand when Bush did it, because the Clinton year brought budget surplus - Bush could not have possibly predicted that after the tax cuts the nation will be fighting two war simultaneously and go through one of the worst economic meltdowns since the great depression. But to extend the Bush tax cuts while we don't have enough money? I don't like paying taxes as much as the person next to me, but since we are a nation of entitlements (but we are not socialist nor communist, no, NEVER), that money have to come from somewhere. I don't see how raising taxes back to pre Bush levels will somehow stop people from functioning as usual. 

So yes, cut spending and raise taxes. Because you the government have no choice when a private entity controls your entire money supply, and whom you owe A LOT of money to.